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Agriculture Manufacturing

M Power

Silkbank Limited Lahore Updated Jun 02, 2026
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Raw Material

Eligibility Criteria

  • Must be a Pakistani Resident
  • Fresh Customers and BTF
  • Approved cities: Karachi, Lahore, Rawalpindi, Islamabad, Faisalabad, Multan and Gujranwala.
  • Min Income PKR 50,000 per month
  • Borrowers age: 25-60 years for primary and up to 65 years for income co-borrower. While 18 -65 years for property co-borrower. Moreover, the max age for primary co-borrower in case of BTF is extendable up to 65 years.
  • Business Tenor Requirements: Min 5 years for fresh customers while min 3 years for BTF.
  • The loan is renewable on completing the 1st tenure in good faith.

Documents Required

  • 1. Personal Document:
  • Copy of CNIC
  • Passport Size Photo 2. Property Related Document:
  • The complete chain of original documents of property.
  • Copy of approved building plan
  • Copy of Last Property Tax 3. Business Related Document:
  • Proprietorship & Partnership deed etc.
  • Copy of title documents or rent deed
  • Copy of any paid utility bill received at office or residence;
  • Income tax return;
  • NTN certificate. 4. Banking Relationship Related Documents:
  • 12 months bank statement; list of property documents held with other banks( for BTF)
  • BBFS
  • Bank certificate in case of proprietorship & partnership concern
  • Financial statement as per SBP SME PR 5. Documents Required in case of Co-borrower:
  • copy of CNIC 2 recent passport size photographs; proof of relationship if not evidenced by CNIC

Collateral

  • Maximum up to 3 collaterals including residential & commercial properties and land with maximum upto 70% LTV

Financial Specs

Max Amount

PKR 30.0M

Markup Rate

Avg. KIBOR + spread 3 % to 7 %

Tenure

1 - 3 years

Processing Fee

As per bank policy

Dedicated Bank Representative

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Maliha Shahid

Minimum Loan Amount

PKR 500k