Agriculture
Manufacturing
M Power
Silkbank Limited
Lahore
Updated Jun 02, 2026
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Raw Material
Eligibility Criteria
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Must be a Pakistani Resident
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Fresh Customers and BTF
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Approved cities: Karachi, Lahore, Rawalpindi, Islamabad, Faisalabad, Multan and Gujranwala.
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Min Income PKR 50,000 per month
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Borrowers age: 25-60 years for primary and up to 65 years for income co-borrower. While 18 -65 years for property co-borrower. Moreover, the max age for primary co-borrower in case of BTF is extendable up to 65 years.
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Business Tenor Requirements: Min 5 years for fresh customers while min 3 years for BTF.
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The loan is renewable on completing the 1st tenure in good faith.
Documents Required
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1. Personal Document:
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Copy of CNIC
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Passport Size Photo 2. Property Related Document:
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The complete chain of original documents of property.
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Copy of approved building plan
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Copy of Last Property Tax 3. Business Related Document:
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Proprietorship & Partnership deed etc.
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Copy of title documents or rent deed
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Copy of any paid utility bill received at office or residence;
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Income tax return;
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NTN certificate. 4. Banking Relationship Related Documents:
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12 months bank statement; list of property documents held with other banks( for BTF)
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BBFS
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Bank certificate in case of proprietorship & partnership concern
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Financial statement as per SBP SME PR 5. Documents Required in case of Co-borrower:
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copy of CNIC 2 recent passport size photographs; proof of relationship if not evidenced by CNIC
Collateral
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Maximum up to 3 collaterals including residential & commercial properties and land with maximum upto 70% LTV
Financial Specs
Max Amount
PKR 30.0M
Markup Rate
Avg. KIBOR + spread 3 % to 7 %
Tenure
1 - 3 years
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Representative
Maliha Shahid
Minimum Loan Amount
PKR 500k