Scheme Description
The State Bank of Pakistan (SBP) offers various schemes aimed at providing affordable financing to SMEs, promoting economic growth and development. These schemes include subsidized loans, refinancing options, and credit guarantees, designed to support businesses in sectors such as manufacturing, agriculture, and services.
SBP's goal is to ensure that SMEs, which are the backbone of Pakistan's economy, have access to the necessary capital at subsidized rates through commercial and specialized banks.
Refinance Facility for SMEs
Provides long-term financing for purchase of local and imported machinery.
Export Finance Scheme
Specifically designed to assist exporters in meeting their working capital requirements.
SME Asaan Finance (SAAF)
Collateral-free financing for small businesses through selected banks.
Key Benefits
Fixed Markups
Predetermined rates that remain stable throughout tenure.
Priority Sectors
Extra support for IT, Women, and Renewable Energy.
Easy Collateral
Relaxed security requirements for small facilities.
Long Tenure
Up to 10 years for infrastructure projects.
How to Access SBP Schemes
Visit any partner commercial bank branch
Request for specific SBP Refinance Scheme
Submit necessary business documents
Bank evaluates and processes via SBP
Need personalized guidance on SBP Schemes?
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