Agriculture Manufacturing

Term Finance - SME

Silkbank Limited Islamabad Updated Jun 02, 2026

Purchase / Construction / Renovation of Building

Purchase of Land

Purchase of Machinery and Equipment

Preferred Sectors:
Light Engineering, General Trading, Construction, Agri support, Steel ,Electrical, Printing and packaging, Plastics, Automotive etc.
Capital expenditure suuch;as expansion of business capacity, construction of plant/factory infrastructure, procurement of plant & machinery etc
The loan is renewable on completing the 1st tenure in good faith.

1. Depending on nature and type of case the following is usually required:
Loan application documents with CNIC etc
Business & Sponsors profile
Business registration documents depending on type of business.(e.g. partnersip deed, NTN,Certificate of Incorporation, Form A +29 etc)
Evidence to support working capital requirements(trade documents, invoices, contracts etc)
Financial statements & cash flows
Information regarding existing banking relationships
Documents pertaining to securities against requested financing

Depending on case, primary security is usually fixed assets procured or developed from the term finance with secondary collateral being property comprising land.

Max Amount

PKR 75.0M

Markup Rate

Avg. KIBOR + spread 4 % to 5 %

Tenure

1 - 3 years

Processing Fee

As per bank policy

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Mr. Umar Moin

Phone

051-4861323

Minimum Loan Amount

PKR 500k