Agriculture
Manufacturing
UBL Smart Cash Loan (Demand Finance)
United Bank Limited (UBL)
All Cities
Updated Jun 02, 2026
Purchase / Construction / Renovation of Building
Purchase of Land
Purchase of Machinery and Equipment
Eligibility Criteria
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Minimum age 21 years and Maximum age 60
Documents Required
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Valid CNIC.
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Borrower Basic Fact Sheet.
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Financial statements.
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Audit financials in case of limited companies.
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Customer request letter.
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Latest statement of UBL Mutual Funds
Collateral
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85% of the Investment/ Mutual Funds
Financial Specs
Max Amount
PKR 200.0M
Markup Rate
Avg. KIBOR + spread 3.5 % to 4.5 %
Tenure
3 - 5 years
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Representative
Muhammad Mubashar
Phone
Minimum Loan Amount
PKR 1.0M