Agriculture
Manufacturing
Askari Imarat Finance
Askari Bank
Islamabad
Updated Jun 02, 2026
Purchase of Land
Purchase / Construction / Renovation of Building
Eligibility Criteria
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For SMEs, Sole Proprietor, Partnership Firm (registered), Private Limited Company, Limited Company
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For Starting a New Business: Age: Minimum 30 years at the time of application, however age should not to exceed 60 years at maturity of loan
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For an Existing Business: Age: Minimum 30 years at the time of application however age should not to exceed 65 years at maturity of loan.
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For an Existing Business: Operating History: Minimum 3 years operating history of business. Bank Statements: Minimum 01 year bank account statement with AKBL Or Minimum 02 years bank statement with any other bank
Documents Required
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Loan Application Form for SE/ME.
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Photocopy of the Computerized National Identity Card of Borrowers / Partners / Directors.
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In case of new business, detailed feasibility report along with professional educational certificate needs to be provided.
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In case of existing business, latest financials (preferably last 03 years).
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Projected Cash Flows matching with tenor of facility for existing business.
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Income estimation report for new business and SE business.
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Bank Statement. 2. In case of Sole Proprietorship (Additionally): Copy of NTN Certificate. 3. In case of Partnership (Additionally):
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Copy of Partnership Deed / Register Partnership Deed
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Partnership Mandate for authorized signature or any other directions. 4. In case of Private limited company / Limited company (Additionally):
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Certificate of incorporation
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Memorandum and Articles of Association
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Latest Financial Statements / In house financials (Last 3 Years)
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Form 29
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Form A
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Board Resolution to avail financing and authorizing person(s) for signatures on bank documents. 5. Other Documents:
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Initial Legal Opinion
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Fresh Evaluation Report / BOQ 6. Property Documents required:
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Copy of title document (Sale deed / Allotment Letter)
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Copy of approved Building Plan
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Copy of Agreement between Seller & Buyer (In case of purchase of property)
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Completion Certificate (in case of AIF-1, AIF-3 & AIF-4).
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Possession Certificate.
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Electricity / Gas meter should be commercial nature installed on commercial / Business / Industrial Premises 7. Evidence of property being "Commercial / Industrial nature" to be confirmed from any of the following sources:-
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Title document and Evaluation Report. Other than these any other documents may required by Askari bank
Collateral
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Effective Mortgage (Equitable / or token registered) to be created on same urban Commercial / Industrial property which has been financed.
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03 post dated cheques of the full loan amount plus markup
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Personal Guarantees from borrowers, all partners and directors of the companies along with "Personal Net worth Statement".
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Fard based property to be registered equivalent to the full loan amount.
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Any other eligible security collateral as per Askari Bank Policy.
Financial Specs
Max Amount
PKR 100.0M
Markup Rate
Avg. KIBOR + spread 3 % to 4 %
Tenure
3-10 Year (Inclusive of 9 Month Grace Period)
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.