Manufacturing Services

Refinance Scheme for Working Capital Financing of Small Enterprises & Low-End Medium Enterprises

Bank Alfalah Limited (BAL) Lahore Updated Jun 02, 2026

Purchase of Raw Material

Payment of Labour & other expenses

Payment to Suppliers

Attested copy of the CNIC(s) of proprietor/ partner/director (as applicable)
One recent passport-size photograph of proprietor/partner/director (as applicable)
Copy of any latest paid utility bill received at the residential address
Copy of rent deed/lease deed, where property is rented
Undertaking that the customer is not the director, major shareholder holding 5% or more of the share capital of the Bank, its chief executive or an employee or any family member of above interested persons
Copy of net worth statement (if available)
Copy of any latest paid utility bill received at business address
Copy of rent deed/lease deed, where property is rented
Copy of current professional association/ trade body membership (if available)
Company profile (history/future plan)
Project information/product list
Financial statements of last year at least and preferably for the last three years
Online tax verisys
National Tax Number certificate
Partnership deed, Copy of certificate of registration of partnership (only required for partnership concerns)
Partnership mandate
Memorandum & Articles of Association and Certificate of Incorporation (only required for limited companies)
Latest form 29 certified by SECP (only required for limited companies)
Latest form A (only required for limited companies if applicable)
Board resolution authorising borrowing (only required for limited companies)
ISO Certification(s)

Max Amount

PKR 50.0M

Markup Rate

Avg. KIBOR + load 6 % to 6 %

Tenure

1 Year

Processing Fee

As per bank policy

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Mr. Shahid Malik

Phone

0333-4324007