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Agriculture Manufacturing

Prime Minister's Youth Business and Agriculture Loan Scheme (PMYB&ALS)

Bank Alfalah Limited (BAL) Lahore Updated Jun 02, 2026
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Machinery and Equipment
Purchase of Raw Material
Purchase of Agricultural Machinery and Implements
Purchase of Dairy/Livestock/Poultry Machinery
Others

Eligibility Criteria

  • SMEs

Documents Required

  • Attested copy of the CNIC(s) of proprietor/ partner/director (as applicable)
  • One recent passport-size photograph of proprietor/partner/director (as applicable)
  • Copy of any latest paid utility bill received at the residential address
  • Copy of rent deed/lease deed, where property is rented
  • Undertaking that the customer is not the director, major shareholder holding 5% or more of the share capital of the Bank, its chief executive or an employee or any family member of above interested persons
  • Copy of net worth statement (if available)
  • Copy of any latest paid utility bill received at business address
  • Copy of rent deed/lease deed, where property is rented
  • Copy of current professional association/ trade body membership (if available)
  • Company profile (history/future plan)
  • Project information/product list
  • Financial statements of last year at least and preferably for the last three years
  • Online tax verisys
  • National Tax Number certificate
  • Partnership deed, Copy of certificate of registration of partnership (only required for partnership concerns)
  • Partnership mandate
  • Memorandum & Articles of Association and Certificate of Incorporation (only required for limited companies)
  • Latest form 29 certified by SECP (only required for limited companies)
  • Latest form A (only required for limited companies if applicable)
  • Board resolution authorising borrowing (only required for limited companies)
  • ISO Certification(s)

Collateral

  • Personal Guarantee
  • Mortgage of Property
  • Charge on Assets

Financial Specs

Max Amount

PKR 7.5M

Markup Rate

Avg. KIBOR + load 5 % to 7 %

Tenure

8 Years (max)

Processing Fee

As per bank policy

Dedicated Bank Representative

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Mr. Shahid Malik

Phone
Email kumail.hassan1@askaribank.com.pk

Minimum Loan Amount

PKR 500k