SMEDA Logo
Back to Products Explorer
Services Manufacturing

Small Enterprise (SE) Financing and Credit Guarantee Scheme for Special Persons

Bank Alfalah Limited (BAL) Lahore Updated Jun 02, 2026
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Raw Material

Eligibility Criteria

  • SEs

Documents Required

  • Attested copy of the CNIC(s) of proprietor/ partner/director (as applicable)
  • One recent passport-size photograph of proprietor/partner/director (as applicable)
  • Copy of any latest paid utility bill received at the residential address
  • Copy of rent deed/lease deed, where property is rented
  • Undertaking that the customer is not the director, major shareholder holding 5% or more of the share capital of the Bank, its chief executive or an employee or any family member of above interested persons
  • Copy of net worth statement (if available)
  • Copy of any latest paid utility bill received at business address
  • Copy of rent deed/lease deed, where property is rented
  • Copy of current professional association/ trade body membership (if available)
  • Company profile (history/future plan)
  • Project information/product list
  • Financial statements of last year at least and preferably for the last three years
  • Online tax verisys
  • National Tax Number certificate
  • Partnership deed, Copy of certificate of registration of partnership (only required for partnership concerns)
  • Partnership mandate
  • Memorandum & Articles of Association and Certificate of Incorporation (only required for limited companies)
  • Latest form 29 certified by SECP (only required for limited companies)
  • Latest form A (only required for limited companies if applicable)
  • Board resolution authorising borrowing (only required for limited companies)
  • ISO Certification(s)

Collateral

  • Personal Guarantee

Financial Specs

Max Amount

PKR 1.5M

Markup Rate

Avg. KIBOR + load 5 % to 5 %

Tenure

5 Years (max)

Processing Fee

As per bank policy

Dedicated Bank Representative

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Mr. Shahid Malik

Phone
Email shahid.malik@bankalfalah.com