Agriculture Manufacturing

Islamic Financing Facility for Storage of Agricultural Produce

Faysal Bank Karachi Updated Jun 02, 2026

Purchase / Construction / Renovation of Building

Purchase of Agricultural Machinery and Implements

Purchase of Dairy/Livestock/Poultry Machinery

Purchase of Machinery and Equipment

Others

Short to long-term financing is allowed to all SMEs for establishment, expansion and balancing, modernization & replacement (BMR) of Steel/Metal/Concrete Silos, Warehouses & Cold Storage facilities for storing agricultural produce.
The entity should be profitable for one year.
The company and its sponsors must have clean CIB(s)
The company should be operating in the same sector for at least 2 years
Other covenants may apply considering the sector where the client operates.

Company profile.
CNIC of all sponsors
SBP's LAF
Audited or Management Financing.
Exact utilization of funds.
Repayment plan
Future cash flows
Other documents/information may be required considering the sector where the client operates

For well-established companies, FBL may allow financing against personal guarantees and hypothecation of current or fixed assets.
For larger exposures, hypothecation over current or fixed assets with tangible collateral will be required.

Max Amount

PKR 500.0M

Markup Rate

Avg. KIBOR + spread 6 % to 6 %

Tenure

Maximum financing tenor is 10 years including grace period of upto 6 months. (Financing is allowed preferably up to 5 years)

Processing Fee

As per bank policy

Contact the authorized representative for this product to get personalized guidance and fast-track your application.

Representative

Aamir Salehjee

Phone

021 32795532

Minimum Loan Amount

PKR 500k