Agriculture
Manufacturing
HBL Conventional Finance
Habib Bank Limited (HBL)
Karachi
Updated Jun 02, 2026
Guarantee/LC
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Machinery and Equipment
Purchase of Raw Material
Eligibility Criteria
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Borrower must be a Pakistani resident.
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Age of primary sponsor must be between 18 and 70 years.
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The Borrower must meet KYC (Know your customer) and AML (Anti Money Laundering) criteria set by the bank.
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The borrower must fulfill the bank and applicable regulatory policies.
Documents Required
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Complete Application Form
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Copy of CNIC key sponsor and security provider
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Copy of latest utility bills
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Proprietorship / declaration / partnership deed / latest form 29.
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Copy of instrument/certificate/account statement and other supporting documents of security offered to the bank
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Bank's charge documents after approval of loan.
Collateral
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Secured against residential/commercial/industrial property.
Financial Specs
Max Amount
PKR 200.0M
Markup Rate
As per schedule of charges,
Tenure
Depending on the facility type.
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Minimum Loan Amount
PKR 500k