Agriculture
Manufacturing
HBL Seasonal Finance (Flour mills, Cotton Ginning Mills, Rice Husking, Oil Seed and Pulses)
Habib Bank Limited (HBL)
Karachi
Updated Jun 02, 2026
Purchase of Raw Material
Purchase of Machinery and Equipment
Payment to Suppliers
Payment of Labour & other expenses
Guarantee/LC
Eligibility Criteria
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18 to 60 years of age.
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A business in operation for at least 3 years.
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Regular utility bill payment history for last 6 months.
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A proprietorship letter or partnership deed or latest form 29.
Documents Required
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Complete application form
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A valid CNIC.
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The primary sponsor/ mortgagor / borrower must be resident Pakistanis.
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The borrower must fulfill the bank and applicable regulatory policies.
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Any other requirement which the bank may deem necessary from time to time.
Collateral
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Secured against residential/commercial/industrial property.
Financial Specs
Max Amount
PKR 200.0M
Markup Rate
As per schedule of charges,
Tenure
From start to end of season --Maximum up to 10 months.
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Minimum Loan Amount
PKR 1.0M