Services
Trading
HBL POS Finance
Habib Bank Limited (HBL)
Karachi
Updated Jun 02, 2026
Payment to Suppliers
Purchase of Raw Material
Eligibility Criteria
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Businesses using HBL POS machines for at least 02 years.
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A business in operation for at least 03 years
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Average Monthly transaction of at least PKR 100,000 through HBL POS machine.
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Clean Credit History.
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Pakistan Resident aged between 25 years to 65 years (maximum age of 65 years will be at the time of maturity of loan. Customers shall have maximum age of 55 years at the time of fresh application).
Documents Required
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Complete Application Form
Collateral
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Financing against local/foreign currency (EUR, USD, GBP) deposits and/or National Saving Certificates (DSC/ SSC/RIC)
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Financial Specs
Max Amount
PKR 5.0M
Markup Rate
As per schedule of charges, 36% per annum flat
Tenure
HBL POS finance will be extended for a period of one year on revolving basis, renewable annually.
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Minimum Loan Amount
PKR 500k