Manufacturing
Trading
Karobari Term & Running Finance
Khushhali Microfinance Bank Limited
Islamabad
Updated Jun 02, 2026
Purchase of Land
Purchase / Construction / Renovation of Building
Payment to Suppliers
Payment of Labour & other expenses
Purchase of Machinery and Equipment
Purchase of Raw Material
Others
Eligibility Criteria
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Age limit: 22 to 65
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Valid CNIC/SNIC Currently doing business Not Defaulter of KMBL & Other Financial Institutions
Documents Required
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Copy of Title documents of property offered to the bank as security
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Proof of business place/Copy of Rent Agreement of business place (if premises is on rent)
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Bank account statement last 1 year
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Last month paid utility bill (Electricity/ Gas)
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Copy of CNIC
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Duly signed Loan Application Form and supporting documents
Collateral
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Equitable Mortgage/ Registered Mortgage
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National savings certificates, Term Deposit saving certificates.
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Gold/ Mixed Collateral
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Hypothecation of stock
Financial Specs
Max Amount
PKR 3.0M
Markup Rate
Avg. KIBOR + load 35 % to 38 %
Tenure
6 -- 60 Months
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Minimum Loan Amount
PKR 500k