Agriculture
Trading
Khushhali Sarmaya
Khushhali Microfinance Bank Limited
Islamabad
Updated Jun 02, 2026
Payment to Suppliers
Purchase of Raw Material
Others
Eligibility Criteria
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Age limit: 20 to 65
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Valid CNIC/SNIC
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Currently doing business
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Not Defaulter of KMBL & Other Financial Institutions
Documents Required
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Applicant must be micro-entrepreneurs as defined in the Prudential Regulations for Microfinance Banks
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Minimum business experience of 2 years
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NADRA CNIC/ SNIC holder
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Must have good credit history
Collateral
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Hypothecation of business stock/ Plant / Machinery /any other moveable business assets (AND)
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PDCs (as per CAD procedure) (AND)
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Mortgage (Registered or Equitable) of Land/Building (OR)
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Lien marking through PLRA/ APB (OR)
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Mixed secured collaterals (e.g. gold / TDC / NSC) (OR)
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HPA with Original documents of vehicle retained at Branch
Financial Specs
Max Amount
PKR 1.0M
Markup Rate
Avg. KIBOR + load 40 % to 42 %
Tenure
6 -- 36 Months
Processing Fee
As per bank policy
Dedicated Bank Representative
Contact the authorized representative for this product to get personalized guidance and fast-track your application.
Minimum Loan Amount
PKR 350k