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Empowering SMEs with Financial Access

Discover government-backed loan schemes, grants, and financial tools designed to grow your business in Pakistan.

Explore All Schemes How it Works
Partnerships

MoUs & Collaborations

Our strategic partnerships to promote SME financing in Pakistan

Bank Alfalah
2024-11-15

Bank Alfalah

Strategic partnership to facilitate SME financing and provide subsidized loan facilities.

MOU SIGNED
Bank of Khyber
2024-12-01

Bank of Khyber

Collaboration to promote specialized banking products for SMEs in the KP region.

MOU SIGNED
The Bank of Punjab
2024-10-20

The Bank of Punjab

Joint initiative to provide accessible credit lines and financial literacy to business owners.

MOU SIGNED
First Women Bank
2025-01-10

First Women Bank

Focused partnership to empower women entrepreneurs through tailored financing solutions.

MOU SIGNED
HBL
2024-09-15

HBL

Digital transformation partnership to streamline loan applications for small enterprises.

MOU SIGNED
MCB Bank
2024-08-22

MCB Bank

Collaboration on providing working capital solutions and trade finance for SMEs.

MOU SIGNED
Meezan Bank
2025-02-05

Meezan Bank

Promoting Shariah-compliant Islamic banking products and ethical financing practices.

MOU SIGNED
Pakistan Stock Exchange
2024-07-30

Pakistan Stock Exchange

Technical collaboration to help SMEs explore capital market listing and growth.

MOU SIGNED
State Bank of Pakistan
2024-06-12

State Bank of Pakistan

Regulatory alignment to ensure the portal meets national financial inclusion standards.

MOU SIGNED
Askari Bank
2024-11-05

Askari Bank

Strategic partnership for SME credit enhancement and risk management frameworks.

MOU SIGNED
SME Business Owners

Success Rate

+85%

About the Portal

A Comprehensive Platform for SME Financing in Pakistan

The SME Financing Products platform is designed to help small and medium-sized enterprises (SMEs) in Pakistan access detailed information about SME-specific loan products and financial services offered by various banks.

We bridge the gap between financial institutions and business owners by providing a transparent, easy-to-use directory of available schemes.

Government Backed

Integrated with NBP, SBP and Prime Minister's Youth initiatives.

Empowering Growth

Helping thousands of SMEs make informed financial decisions daily.

Banking Products

Showing 99 tailored financial solutions

Habib Bank Limited (HBL) Logo

HBL POS Finance

Services
Habib Bank Limited (HBL)
Karachi
Jun 02, 2026
Payment to Suppliers
Purchase of Raw Material
FINANCIAL SPECS
Markup Rate

As per schedule of charges, 36% per annum flat

Loan Limit

5.0M PKR

Processing Fee

As per bank policy

Details
Habib Bank Limited (HBL) Logo

HBL Seasonal Finance (Flour mills, Cotton Ginning Mills, Rice Husking, Oil Seed and Pulses)

Agriculture
Habib Bank Limited (HBL)
Karachi
Jun 02, 2026
Purchase of Raw Material
Purchase of Machinery and Equipment
Payment to Suppliers
FINANCIAL SPECS
Markup Rate

As per schedule of charges,

Loan Limit

200.0M PKR

Processing Fee

As per bank policy

Details
Habib Bank Limited (HBL) Logo

HBL Small Business Finance (SBF)

Manufacturing
Habib Bank Limited (HBL)
Karachi
Jun 02, 2026
Purchase / Construction / Renovation of Building
Payment of Labour & other expenses
Payment to Suppliers
FINANCIAL SPECS
Markup Rate

As per schedule of charges,

Loan Limit

15.0M PKR

Processing Fee

As per bank policy

Details
Habib Bank Limited (HBL) Logo

HBL Supply Chain Finance Solutions

Trading
Habib Bank Limited (HBL)
Karachi
Jun 02, 2026
Payment to Suppliers
Purchase of Raw Material
FINANCIAL SPECS
Markup Rate

Avg. KIBOR + load 1.75 % to 3 %

Loan Limit

200.0M PKR

Processing Fee

As per bank policy

Details
Habib Bank Limited (HBL) Logo

HBL Swift Finance

Manufacturing
Habib Bank Limited (HBL)
Karachi
Jun 02, 2026
Payment of Labour & other expenses
Payment to Suppliers
Purchase of Machinery and Equipment
FINANCIAL SPECS
Markup Rate

As per schedule of charges,

Loan Limit

10.0M PKR

Processing Fee

As per bank policy

Details
JS Bank Logo

Business Moderinazation & Replacement SBP

Manufacturing
JS Bank
All Cities
Jun 02, 2026
Purchase of Machinery and Equipment
FINANCIAL SPECS
Markup Rate

Avg. KIBOR + spread 6 % to 6 %

Loan Limit

50.0M PKR

Processing Fee

As per bank policy

Details
JS Bank Logo

Prime Minister Youth and Agriculture Loan Scheme (PMYB&ALS)

Agriculture
JS Bank
All Cities
Jun 02, 2026
Purchase of Raw Material
Purchase of Machinery and Equipment
Purchase of Agricultural Inputs
FINANCIAL SPECS
Markup Rate

Avg. KIBOR + load 5 % to 7 %

Loan Limit

7.5M PKR

Processing Fee

As per bank policy

Details
JS Bank Logo

SME ASAAN FINANCE

Manufacturing
JS Bank
All Cities
Jun 02, 2026
Purchase of Raw Material
Purchase of Machinery and Equipment
FINANCIAL SPECS
Markup Rate

Avg. KIBOR + load 9 % to 9 %

Loan Limit

10.0M PKR

Processing Fee

As per bank policy

Details
Showing page 5 of 13
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FEATURED CONTENT

Introduction to SMEDA SME Banking Portal

This portal is designed to connect small and medium enterprises with Pakistan's leading banks. Watch this video to learn more about how to explore and compare banking products tailored for your business.

AB
SM
FK
MD
10k+ Business owners served
SBP Building
Central Bank Verified

State Bank of Pakistan (SBP) Incentive Schemes

Affordable financing schemes aimed at promoting economic growth. Includes subsidized loans, refinancing options, and credit guarantees.

Explore Schemes
Youth Business
Flagship Initiative

PM Youth Business & Agriculture Loan Scheme

Financial assistance to young entrepreneurs and farmers. Subsidized loans for starting or expanding ventures with easy repayment terms.

Explore Schemes
Government of Pakistan
Prime Minister's Youth Initiatives

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